Cash Flow Management
Cash flow management starts with knowing where exactly your money is going each month. Almost half of Canadians are not prepared for financial emergencies, with 53% relying on their next pay cheque. More than one-third (35%) would take out a small loan or use a credit card to deal with an emergency. Is this you? (Statistics from financial poll conducted by Leger and Refresh Financial)
We can help you get back on track by incorporating cash flow management strategies that will help you to re-prioritize your financial spending. By completing our Personal Financial Review (PFR) and listing all your current lifestyle expenditures, you will be able to identify where your major expenses are as well as any hidden spending.
Manulife Advantage Account - APPLY ONLINE
It’s convenient, straightforward, and should take you no more than five minutes to complete.
A little can do a lot to help keep your financial plan on track. Even your bank account should be designed to make your money work harder. Would you like to make every dollar earn more and stop paying bank fees?
Manulife Bank offers a truly flexible bank account that does the work of both a high-interest savings account and chequing account in one – the Advantage Account.
Earn 2.15%* interest for 4 months
When you open a new personal, non-registered, Canadian-dollar Advantage Account before October 31, 2020, you can earn 2.15%* interest for the first 4 months. It’s a combined rate, an introductory promotional rate of 2.00%, plus their posted variable interest rate (currently 0.15%). After 4 months, you keep on earning interest at the posted variable rate on every dollar you deposit, every day it’s in your account.
Stop paying bank fees
The Advantage Account can meet your daily banking needs too. In fact, you can bank for FREE.** When you keep just $1,000 in the account, fees for everyday transactions will be waived. This account has no monthly fee either. Bank with Manulife Bank online, on your mobile device, or by phone. You can also get cash whenever you need it, from Canada’s second largest bank machine network.