Guaranteed Health & Dental at age 65

Some of you may be lucky enough to have group health and dental plan (H&D) through your employer. My client Krista is not one of those people. While the Canadian Dental Care Plan addresses dental coverage for eligible seniors, Krista is concerned about rising health costs during her upcoming retirement. Not only does she require prescriptions for some pre-existing conditions, she wants to make use of specialists like naturopathic medicine and massage therapists as she ages.

While there are a variety of options for H&D plans available for retirees, plan acceptance may hinge on them having an existing group plan or a clean bill of health. As Krista has had some health concerns but no existing plan, she was concerned about qualifying for a plan that would cover her prescriptions.

FollowMe™ H&D plans can help fill the gap.

Normally, Krista would not quality for a guaranteed issue plan like FollowMe™. Luckily for her, Manulife Insurance* is currently running a promotion that opens enrollment for both FollowMe™ Basic and FollowMe™ Enhanced. It is now available to her with no requirement to transition from a group plan to an individual plan after retirement.

This open-enrollment initiative offers guaranteed-issue health and drug coverage (excludes dental), with no medical questions asked. For Krista with pre-existing health conditions, it is a great opportunity for her to receive flexible, reliable coverage without the usual questionnaire.  

Guaranteed Health & Dental Snapshot

This offer is available for a limited time, starting July 1, 2025, to June 1, 2026, only to Canadian residents aged 18 to 69.

As more Canadians gain access to publicly funded dental care through CDCP, many are now looking for health and drug coverage without dental — and that’s precisely what

FollowMe™ offers Krista. Designed for simplicity, accessibility, and affordability, these plans fill a growing gap in today’s insurance market.

If you are like Krista and need H&D coverage but are concerned about the ability to get a plan, FollowMe™ may work for you. 

If so, contact me before June 1st to get your enrolled.